If you haven’t used Apple’s in-house payment plan for iPhones, the you might not understand why I’m a fan. I’ve used it for a few years now, after one year of AT&T’s Next. That last comment is one big reason why: it gets you de-coupled from your cell provider. That, and the fact that it offered me an easy way to upgrade my iPhone yearly by going directly to Apple were big reasons why I made the switch. Add in an easy way to spread out payments for AppleCare+ (now with optional Theft and Loss prevention), and I was sold.
